Hyderabad, Telangana, India
info@insuregpt.in

Group Term Life Insurance

Corporate Insurance View All ☰

Group Term Life Insurance

In a competitive landscape, the health of your organization depends on the health of your people. Group Health Insurance is a collective medical cover designed to provide comprehensive healthcare benefits to your employees and, often, their families. It is one of the most valued employee benefits, serving as a powerful tool for recruitment, retention, and maintaining a productive, worry-free workforce.

Show your team you care with a health plan that protects their most valuable asset.

Managing individual medical costs can be a significant stressor for employees. By providing a group cover, you offer them access to quality healthcare without the burden of high premiums. Our plans offer several advantages over individual policies, such as the waiving of waiting periods and coverage for pre-existing diseases from day one. Whether you are a small team or a large enterprise, we provide a seamless experience from digital onboarding to fast, cashless claim settlements.

Insurance benefits

Access to a vast network of hospitals for cashless treatment, covering room rent, ICU charges, and specialized procedures.

Perfect solution

Scalable and customizable plans that allow you to choose the sum insured and benefits that best fit your company's culture and budget.

Our benefits

We offer a holistic health shield to keep your workforce fit and motivated:
Zero Waiting Period
Family Floater Options
Maternity & Newborn Cover
Tax Benefits for Employers

What is the minimum group size required for this insurance?

While it varies by provider, many group health plans can be initiated for teams as small as 7 to 10 employees, making it accessible even for startups.

Can employees top up their coverage individually?

Yes, many of our plans allow for "Voluntary Top-ups," where employees can pay a small additional premium to increase their sum insured beyond the company-provided limit.

How are claims handled if an employee leaves the company?

The group cover usually ends when the employee leaves. However, most insurers offer the option to "port" or convert the group cover into an individual policy to ensure continuity of benefits.