Burglary typically requires evidence of "forcible and violent" entry or exit (like a broken lock). Simple theft (shoplifting or employee theft) usually requires a separate "All-Risk" or "Fidelity" extension.
While you work hard to build your business and accumulate assets, the risk of theft is a reality that can strike at any time. Burglary & Theft Insurance is designed to provide a robust financial safety net against losses resulting from forced entry, robbery, or housebreaking. It ensures that even if your security is breached, your financial stability remains intact.
Protect your hard-earned assets from criminal intent and secure your business after hours.
Standard property insurance often focuses on fire and natural disasters, but the threat of crime requires specialized coverage. Our Burglary & Theft policy covers the loss of stock-in-trade, furniture, fixtures, and equipment. We go beyond just covering the stolen items; we also provide for the cost of repairs to your premises caused by the break-in, helping you get back to business as usual as quickly as possible.
Burglary typically requires evidence of "forcible and violent" entry or exit (like a broken lock). Simple theft (shoplifting or employee theft) usually requires a separate "All-Risk" or "Fidelity" extension.
While not always mandatory, having security measures like CCTV, alarm systems, and 24/7 security can often reduce your premium and make your claim process smoother.
Standard policies usually cover items kept inside the locked premises. If you need to cover stock stored in an open yard, you must declare this specifically to get an "Open Yard" extension.